Newsletter • Quarter 3 • 2025
Woolworths Group Retirement Fund
Portfolio Performance
The chart below shows the investment performance of the Fund’s main investment portfolio – the Balanced Growth Portfolio – over various periods ending 30 June 2025.
- The Balanced Growth Portfolio aims to outperform inflation. It targets an investment return of inflation plus 5.5% per year over seven years.
- For periods longer than one year, the returns are the average yearly return for each year.
- The returns are shown after deducting investment management fees.
The Balanced Growth Portfolio
Over the long term (seven years or more), the Balanced Growth Portfolio has earned a real investment return of a 5.6%, which is marginally above the objective. This is due to the strong South African equities that rebounded over this period.
- Short-term returns (up to five years) have recently been strong. However, you should not pay too much attention to this, as these returns may just as easily have been poor.
- Over such short periods, markets react to current events, supply and demand, and the news flow or ‘noise’ in the investment markets. These day-to-day events and the effect they have on market performance are unpredictable.
- It is not wise to make decisions based on short-term ups and downs. They do not show the true picture of long-term growth. The long term is where your focus should be when looking at the investment performance of your retirement savings.
Think long term. The more time you give your savings, the more your money can grow.