Member Newsletter
Quarter 3 • 2025
Dear Member
Welcome to our quarter 3 newsletter, which has important insights and practical guidance to help you stay on track with your retirement journey. We start by explaining why it is essential to keep your beneficiary details updated in case anything should happen to you.
You will also find a reminder that your 2025 Benefit Statement has been sent. It gives you a clear view of your savings, the performance of your portfolios, your benefits, and a list of your beneficiaries.
Withdrawals may help you now, but in the long-term, they will reduce your retirement income. We illustrate how compound interest can turn your monthly contributions into meaningful growth over time. On the investment side, the Fund’s Balanced Growth Portfolio continues to deliver on its long-term objectives, despite global uncertainty and short-term market fluctuations.
UPDATE YOUR BENEFICIARIES! WHY IS IT IMPORTANT?
The money that is payable to your beneficiaries is investigated and distributed by the Board of Trustees.
If your beneficiary details are out of date, the trustees may not have clear guidance on exactly who should receive your money.
By completing and updating your Nomination of Beneficiary form, you help the trustees to make decisions that reflect your wishes and protect your family.
Why must you keep your beneficiaries updated?
- It helps the trustees to make more informed decisions. Your nomination form lets them know your wishes.
- You avoid delays. If your details are out of date, it can slow down payments and cause stress for your family.
- Peace of mind. Knowing that your wishes are clear, gives comfort to you and your loved ones.
Have your personal circumstances changed?
- if you get married
- if you get divorced
- if you have a child
- if a dependent family member dies.
