Newsletter • Quarter 1 • 2026
Stay focused on the strategy
Markets are constantly changing. New opportunities appear, and sometimes headlines can make you feel uncertain. But a disciplined approach gives you the best chance of achieving a secure retirement. Your approach should reflect your goals, how much time you have to save, and your own personal circumstances.
By focusing on your strategy rather than your short‑term emotions, you can make more confident decisions and keep your financial journey on track.
Staying disciplined pays off
The Fund’s strong performance to the end of December 2025 shows the value of a disciplined, long-term approach. Even when markets are influenced by emotions such as the Fear of Missing Out (FOMO) or the Fear of Loss (FOL), our investment strategy remains focused on long-term growth.
The Balanced Growth Portfolio:
- Stays resilient during changing market conditions.
- Avoids reacting to short-term market emotions.
- Continues to deliver returns above inflation.
- Benefits from opportunities in the market.
South African markets performed particularly well over the past year, and the Balanced Growth Portfolio was able to benefit from this growth.
STAY DISCIPLINED.
It is the best way to achieve a comfortable retirement.