Newsletter • Quarter 1 • 2026
Woolworths Group Retirement Fund
Portfolio Performance
The chart below shows the investment performance of the Fund’s main investment portfolio – the Balanced Growth Portfolio – over various periods ending 31 December 2025.
The returns are shown after deducting investment management fees.
The Balanced Growth Portfolio performance
This chart compares the returns of the Balanced Growth Portfolio to inflation. The amount earned above inflation is called the real return. The portfolio aims for a real return of 5.5% per year over 7 years.
- Over the past 10 years, the portfolio delivered an average return of 9.8%, compared with inflation of 4.8%. This means members earned a real return of 5.1%, close to the Fund’s long-term objective.
- Over 7 years and 5 years, returns were 12.4% and 14.2% per year, showing strong long-term growth.
- More recent performance has also been encouraging. Over 3 years and 1 year, the portfolio returned 15.3% and 18.0%.
- These results show the benefits of a diversified, long-term investment approach.
What does this mean for you?
Your retirement savings are invested to grow over time. While markets move up and down in the short term, the portfolio focuses on long-term growth. Staying invested gives your savings the best chance to grow faster than inflation.
STAY INVESTED. Your RETIREMENT savings WILL grow over time.