Member Newsletter

Quarter 2 • 2026

Dear Member

Take a moment to think about the people who matter to you and plans you have made for the future. Retirement may be a long way away, but the decisions you make today can have a lasting impact on both you and your loved ones.

In this newsletter, we explain the importance of keeping your beneficiary nominations up to date and how death benefits can provide financial support to those who depend on you. We also discuss your will and why it is essential to prepare it now, rather than leaving complex affairs for your family to deal with later.

If you are feeling overwhelmed by debt, our article on debt counselling explains how to find help and support.

We have an update on the Fund’s investment performance and how global events can influence markets. Finally, look out for your annual benefit statement, which will be available soon and will help you track your progress towards retirement.

You can also read our previous newsletters here.

In This Newsletter:

Featured image for “Keep Your Will Updated – Protect Your Family”

Keep Your Will Updated – Protect Your Family

Thinking about death is not comfortable. But planning ahead is important for your loved ones. A valid and updated will helps make sure your wishes are understood, and your family is cared for.
Read More
Featured image for “Understanding Your Death Benefits”

Understanding Your Death Benefits

If you pass away, your loved ones may face many expenses, such as funeral costs, debt repayments, and your children’s education. The Fund provides several benefits to help support your family during this difficult time.
Read More
Featured image for “When Your Debt Gets Too Much”

When Your Debt Gets Too Much

Debt counselling is a legal process that helps people who are in too much debt. A registered debt counsellor deals with your credit providers and helps arrange a more affordable repayment plan.
Read More
Featured image for “Your Fund’s Portfolio Performance”

Your Fund’s Portfolio Performance

The chart below shows the investment performance of the Fund’s main investment portfolio – the Balanced Growth Portfolio – ending 31 March 2026.
Read More
Featured image for “You Can’t Predict, But You Can Prepare”

You Can’t Predict, But You Can Prepare

Long-term investment success is not about predicting short-term movements, but about following a well-constructed long-term strategy that can withstand a range of outcomes.
Read More
Featured image for “The Impact of the Middle East Conflict”

The Impact of the Middle East Conflict

Conflicts around the world can affect fuel prices, food prices, economic growth and can increase inflation. South Africa’s reliance on imported fuel means higher petrol and diesel costs, which in turn raise transport costs and contribute to inflation.
Read More

Keep Your Will Updated – Protect Your Family

Thinking about death is not comfortable. But planning ahead is important for your loved ones. A valid and updated will helps make sure your wishes are understood and your family is cared for.

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Why estate planning matters

Estate planning helps your family understand what assets and debts you leave behind. This can reduce stress and confusion during a difficult time.

Make sure your will is current

Your will should be reviewed when your life changes. This includes:
  • getting married,
  • getting divorced,
  • having children,
  • buying property,
  • or taking on debt.

A will can help you:

  • say who should inherit your belongings,
  • choose a guardian for minor children,
  • nominate the person who should manage your estate.

Keep your will in a safe place and make sure your loved ones know where it is.

Think about debt and your family

If you pass away, your debts will still need to be settled from your estate. Good estate planning can help make sure there is enough money available for costs such as your debt, funeral expenses, and legal fees.

PLAN AHEAD TODAY.
PROTECT YOUR LOVED ONES TOMORROW.

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Download the PDF

Take small steps now to give your family peace of mind - update yor will

Having a last will and testament helps those that are left behind to handle your personal wishes the way you would have wanted.

Learn More
Update Your Will
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Speak to a qualified financial adviser

We recommend always getting financial advice from a qualified financial adviser to help you consider your options.

Contact the Alexforbes Individual Advice Centre (IAC):

In This Newsletter:

Keep Your Will Updated – Protect Your Family

Understanding Your Death Benefits

When Your Debt Gets Too Much

Your Fund’s Portfolio Performance

You Can’t Predict, But You Can Prepare

The Impact of the Middle East Conflict

Previous Newsletters: