Newsletter • Quarter 4 • 2025
Woolworths Group Retirement Fund
Portfolio Performance
The chart below shows the investment performance of the Fund’s main investment portfolio – the Balanced Growth Portfolio – over various periods ending 30 September 2025.
The returns are shown after deducting investment management fees.
The Balanced Growth Portfolio
We compare the Balanced Growth portfolio’s returns to inflation. The amount it earns above inflation is called the ‘real return’. This portfolio aims for a real return of 5.5% a year over seven years.
- The Balanced Growth Portfolio has performed well and has grown members’ money faster than inflation.
- In the past three months, it returned 4.4% while inflation was 1.0%, giving a real return of 3.4%.
- Over one year, the portfolio grew by 16.1% compared to inflation at 3.4%, giving a strong real return of 12.7%
- This consistent performance demonstrates the strength of a diversified, long-term investment approach. While short-term market movements can be unpredictable, the long-term trend shows that staying invested pays off.
What Does This Mean for You?
It is important to be patient and stay focused on the long term. Saving for your retirement is not about quick gains. It is about keeping your money invested through the ups and downs. The portfolio is built to protect and grow your savings over time.
STAY INVESTED. Your RETIREMENT savings WILL grow over time.