Investing can feel stressful when markets are unpredictable. The truth is that no one can predict the future, not even experts.

Sometimes the biggest risks are those we do not see in the headlines. These quiet events can often matter more than the loud events. Investing works in a similar way.

A Sherlock Holmes story in which a dog did not bark is similar to a quiet event. If the intruder was a stranger, the dog would have barked. However, the silence was the clue – it showed that nothing seemed unusual to the dog, which meant that the intruder was not a stranger. But the risk was still there.