Dear Member

Understanding the two-pot retirement system can be complex at times, so here we give you clarity on some of the myths. Also, we share some steps that you can take to secure your retirement and recommend that you speak to a certified financial planner to help guide you. Get free financial advice from the Alexforbes Individual Advice Centre (IAC).

In this newsletter, we offer some simple money tips for a better 2025 – such as managing your debt and starting an emergency fund, to avoid dipping into your savings if you are in distress.

We show the recent performance of the Balanced Growth Portfolio and remind you to keep your focus on the long term. Time and patience will grow your retirement savings.

Will Trump’s presidency affect global and South African markets? Our article explains why it is difficult to tell. Fortunately, our investment strategy is designed to withstand these changes and our trustees ensure that your retirement savings are managed with long-term objectives in mind.